Insuring New Drivers: Exploring Risks and Insurance Rates
Motor vehicle crashes among teenagers are declining, but still rank as the second leading cause of death for this age group in the United States. Fatalities involving young drivers hit a ten-year high in 2020 with 5,037 deaths, including drivers, passengers, occupants of other vehicles, and pedestrians. While teens are getting the hang of…Read More
Keep Foot Injury Compensation Claims in Lockstep
Keep Foot Injury Compensation Claims in Lockstep It’s what you do-going toe-to-toe with a myriad of workers’ compensation cases and disputes. But for insurance adjusters and attorneys, it often takes fancy footwork to evaluate moderate to serious medical claims. According to the U.S. Bureau of Labor Statistics (BLS), more than 50,000 foot injuries sideline employees…Read More
Raise the “Ruse” on False Health Claims and Reporting
Let’s be honest-as an insurance assessor, workers’ compensation claims are not always forthright. The gray areas are many, leaving you to determine what’s fabricated and authenticated and what’s sandwiched in-between. This puts you in the role of arbitrator: Determining what’s missing Asserting checks and balances Awarding a fair and just payout But how exactly do…Read More
How Can Doctors Help Combat the Growing Opioid Crisis?
Overdose deaths related to prescription opioids increased from 3,442 in 1999 to 16,416 in 2020 – nearly a 500% increase in only 20 years. Misuse of these habit-forming substances is primarily due to over-prescription following surgery or other types of recovery. Medlogix University hosted Scott Phillips, Optum Workers Comp and Auto, Clinical Pharmacist Liaison, who discussed the history and challenges of opioids…Read More
How current events should inform your organization’s health and safety training
Unfortunately, gun violence and the global pandemic are both topics that have had significant impacts on health and safety protocols for businesses in recent years. We live in a world of unrelenting change. Now more than ever, companies must evolve their structures, systems, and cultures to address their employees’ psychological and physical needs to maintain appropriate safety…Read More
How to Effectively Combat Insurance Fraud in the Digital Age
The Coalition Against Insurance Fraud (CAIF) estimates that workers’ compensation insurance fraud costs insurers and employers an average of $30 billion annually. In an article posted by the Business Insurance Journal, a New York criminal defense lawyer noted that the pandemic made it easier to file claims under COVID, resulting in more overall filing and potentially more…Read More
Medical Marijuana and Driving: How Could It Affect Your Insurance?
Medical Marijuana and Driving:How Could It Affect Your Insurance? Driving under the influence of a controlled substance is punishable by law in all 50 states. And while there isn’t much data on the correlation between medical marijuana use and traffic accidents just yet, it is known that 16% of motor vehicle crashes involve illegal and legal…Read More
How are U.S. supply chain issues affecting the pharmaceutical industry?
Supply shortages are most visible on grocery store shelves and through gas prices, but those aren’t the only essentials suffering. Pharmaceuticals, already facing numerous supply chain challenges, have been gravely impacted by the ongoing pandemic. As a result, many patients are left waiting or without essential medications. From the Source Manufacturing priorities in the U.S.…Read More
Effectively Managing Physical Therapy Treatment in Workers’ Compensation Claims
Workers’ compensation injuries can occur across any profession, regardless of the level of exertion required for effective work performance. For instance, employees may sustain injuries through accidents, falls, or another job site-related trauma. However, many workers’ comp claims stem from overuse injuries and chronic pain caused by repetitive movements or stress from awkward body positioning. Both acute and chronic…Read More